One platform to unify global money,
across fiat and stablecoins
Accept, move, and spend worldwide, one infrastructure built for the future.
Connecting the world's payment methods & networks
Every way to move money, on one infrastructure.
Fiat and stablecoins, accepted, held, converted, paid, and spent on one platform.
Unified Payments
Online, in-store, links, and subscriptions, accepting cards, local methods, and stablecoins, with stablecoin payment landing as fiat.
Unified Money Account
Fiat and stablecoin balances in one account, held as received, converted both ways, paid out on both rails from one account.
Card Issuance
Virtual cards in seconds, physical and co-branded on demand, settled in fiat or XUSD, with spend controlled from the first transaction.
Embedded Finance
One integration gives your users payments, accounts, FX, and card issuing on both rails, with compliance supported by UQPay.
Everything to move money, in one suite.
Stablecoin infrastructure for global business
Stablecoin innovation, built on the certainty of licensed fiat infrastructure.
Two rails, one standard of certainty
Fiat corridors and stablecoin networks in parallel across 200+ markets, with on-chain settlement as predictable as local clearing.
Licensed ahead of expansion
MAS MPI licence, AUSTRAC registration, ASIC AFS Authorised Representative, Visa & Mastercard Principal Member, PCI DSS Level 1.
Compliance built into every transaction
KYT / AML, sanctions screening, and monitoring, in every jurisdiction served.
Custody with a clearly identified provider
MPC-based enterprise custody by UQPAY Australia, with distributed key management.
One API, both rails
Payments, conversion, and orchestration in one integration, no separate on-chain stack.
Every transaction, visible
Unified reconciliation, real-time visibility, no hidden fees.
Availability depends on customer review, product configuration, and supported regions.
More efficiency, fewer steps, powered by AI
From onboarding to operations, AI reduces waiting and repetitive work.
Want to check today's numbers, or get something done?
Press ⌘E any time to summon me.
Context: HomeAI responses may contain errors. Sensitive actions require confirmation.
Run on intelligence
Just ask. Your UQPAY AI assistant turns a single line into action, checking your money, moving it, or issuing a card, without forms or clicks. You stay in control of every approval.
Onboard faster with AI
AI identifies and cross-checks your documents so review moves faster, with human review and final approval retained.
- Documents identified and cross-checked automatically
- Discrepancies pinpointed — fewer resubmissions, clearer requirements
- Review standards unchanged — human review and final approval retained
Documents auto-identified and cross-checked · human review retained
Built for your industry.
Payment solutions tailored to how your industry actually moves money.
Simplify, secure, and accelerate your global payments
Accept payments from global customers
Empower your checkout with 100+ payment methods spanning fiat and stablecoin rails.
Automated settlement, minimal ops
Converted, settled, and reconciled automatically across both rails, with no manual FX.
Real-time payment insights
One dashboard to monitor every transaction, fiat and stablecoin alike, and optimize performance.
Secure and compliant by design
Built on licensed infrastructure with built-in AML, KYT, and advanced risk controls.
Trusted by various businesses
Here's what they say.
UQPAY helped us consolidate payment methods across markets. Our conversion rate improved by 30%, and finance operations are now far more streamlined.
UQPAY's multi-currency accounts and low-cost FX options cut our operational costs by 20%. Outbound payments are now much faster.
With the Unified Money Account, part of our supplier payments now run on stablecoins. Settlement is faster, and working capital pressure has eased.
